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Paying for your purchases in Ukraine can get complicated. These days, it's a cash-and-carry economy, and your traveler's checks and credit cards, especially American Express and Diner's Club, may not be accepted everywhere. There are many banks in larger cities that can cash traveler's checks (you must show your passport to do so), and ATMs can be found in all major cities and in most smaller ones with populations of 200,000 or more. (Only use ATMs that are in well-lit areas and display a wide range of international banking symbols on the front. If your card is not returned, contact the bank whose machine you've used immediately).
For a good exchange rate, compare rates at the exchange kiosks on the street.
The Ukrainian hryvnia is the sole legal currency in Ukraine. At major restaurants in larger cities you may ask the staff to change your foreign currency for you before paying for your meal in hryvnias. Dollars or euros are only acceptable as payment for large-ticket items such as airline tickets and luxury items, including automobiles and jewelry.
Do be aware that if
you choose to change money with or buy from black marketeers you're
engaging in an illegal activity. You also run a significant risk of
being cheated or robbed.
Currency Exchange Rates
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